Bad Credit

Credit Cards for Bad Credit

 
 

Credit Repair Kit


Ways to REPAIR your Credit

This website has many articles on it that can assist you when looking into ways of repairing credit. We hope to offer you the best government sources, legal sources, and counselors possible from the research we have done on the web. Listed are our choices who we feel can really help you with your credit and get it repaired back to a decent level again. If you want to learn more about credit repair kits then check our meaning of what a good credit repair kit should consist of... there are so many out there so make sure you choose the right one and be able to dedicate full attention to the program that you choose. This is your credit and its a huge responsibility.

Whats in a Good Credit Repair Kit?

  • Learning: Understanding the Law and Your Rights under the Fair Credit Reporting act.
    Benefit: Discover the Laws the Credit Agencies don't want you to know about.
    How to use these laws to the fullest extent.
  • Your FICO Score
    Learning: What it means, How it works, Find out Why it is different from your credit score?
    Action: What type of score looks good to what type of creditors? and How to increase your score.
  • Reading and Understanding your Credit Reports: Making sense of the codes the credit agencies use, How codes determine your level of credit, and The truth about the 100 word statement.
  • Information on Dealing with Creditors: How to Negotiate Directly with your Creditors
    Action:Not getting anywhere with the Credit Agencies? Try the creditor directly.
    Getting the upper hand with your creditors, Proven negotiation tactics,
    How to phase your approach, Letter template (although you never use these word for word so they do not look like templates) you can use to contact your creditors directly and get fast results.
  • How to Settle your debts with creditors, What debts can be settled easily, and Using settlements to restore your credit
  • Learn the Best Disputing Methods: What inaccuracies to look for, Getting past the credit agency checker, Dispute letter templates, How to handle rejections, and Follow up methods.
  • How to Reestablish your Credit, Methods to build back great credit fast, Keeping your credit in prime condition, How to remove inquiries.
  • Tracking your progress: use forms to easily keep track of your progress. Use it to track your
    request, disputes, follow ups, etc...
  • Important Website Links to sites such as the FTC - Federal Trade Commission
    Reports and Studies, Court cases and conclusions, Credit Agencies, FTC Local offices by state, Credit Companies