Privacy Policy (updated 4/16/2004)

BadCreditNow.com is committed to protecting your privacy when you visit
our Web site. You can access BadCreditNow.com and browse our site without
disclosing any of your personal data. BadCreditNow.com does not collect
personal information about individuals, such as names and mailing or
e-mail addresses, unless it is knowingly provided by the individual and he
or she has agreed to the terms under which BadCreditNow.com will use it.

Disclosure of Information

BadCreditNow.com will not sell, trade, or rent your personal information
to others. We do not automatically log personal data nor do we link
information automatically logged by other means with personal data about
specific individuals. We may use IP addresses to compile and provide
aggregate statistics about our visitors, traffic patterns, and administer
the site. This statistical information may also be related to third
parties, but these statistics will not include any personally identifying
information, track user's movement, and gather broad demographic
information for aggregate use. IP addresses are not linked to personally
identifiable information. We collect only the personal data that you may
volunteer while using our services. We do not collect information about
our visitors from other sources, such as public records or bodies, or
private organizations.

If you do not want to have your information used in this way, send an
e-mail message containing your name and email address to webmaster@BadCreditNow.com.

BadCreditNow.com may release account information when such
release is reasonably necessary to comply with the law; enforce the terms
of any of our user agreements; or protect the rights, property, and
safety of BadCreditNow.com, the users of its site, or others.

Our Commitment to Children's Privacy

Protecting the privacy of the very young is important to us. For that
reason, we do not collect or maintain information at our sites from
those we actually know are under 18, and no part of our site is structured
to attract anyone under 18.